Wednesday, December 31, 2008
Monday, December 29, 2008
I have always said that a retirement fund is a must because we don't want to be dependent on others when we are old and gray. But I'm fessing up. I haven't been very good with regards to this. So for the coming year I will strive harder to contribute to our retirement fund.
And we should really have an emergency fund. We'll never know what the future holds. Some say that an emergency fund should be equal to your monthly expenses X 3. But this is a modest amount. Just think how many months is comfortable to settle with and multiply that with your monthly expense. Personally, I'm targeting 6 months. So if your emergency fund is in a bank (or in your cash box) be sure not to touch or spend it. It should also be accessible for it is indeed an emergency fund!
I have been pondering on jumping into the investment bandwagon but I know that it is not wise to invest in something if I don't understand it. So I'm still reading up on that.
Our financial accomplishment for this year is that we are debt free. I don't use credit cards. Hubs has one which he uses for when he's travelling. But as per our agreement, everything that he pays thru swiping must be paid in cash immediately. It is better to pay debts as soon as possible rather than letting the money stay in the savings account.
Wednesday, December 24, 2008
- Zippo Egg
- Buffalo Wings
- Shrimp in Tomato Sauce
- Coffee Crunch Cake
- Macaroni Salad ala Leng
- Kalamay from Susie's
Saturday, November 22, 2008
Wednesday, October 8, 2008
(thanks to sis emmaruth for this info)
Tuesday, October 7, 2008
Saturday, October 4, 2008
So now, we're counting the days till he is here again and we're together ulit!
Happy days ahead!
Friday, October 3, 2008
Thursday, September 25, 2008
Friday, September 19, 2008
I know that this is a very extravagant gift that is why I consider it an all-in-one-gift. For my birthday ~ october, our seventh year of being together (yes we still celebrate our bf-gf aniversary) ~ november, and our first year as a married couple ~ december.
Tuesday, September 9, 2008
Saturday, September 6, 2008
Fill a deep bowl or pan with enough tap water to cover an egg.
Place the egg in the water.
If the egg lies on its side on the bottom, it's very fresh.
If the egg stands up and bobs on the bottom, it isn't quite as fresh but may still be eaten.
If the egg floats on the surface, it it should be discarded.
So there the next time you wonder if your eggs are fesh or not, just do this test!
Thursday, September 4, 2008
para daw magkaron ako ng sariling steam/sauna sa bathroom magpaprint daw ako ng picture nun at idikit ko sa banyo!
kung mamalasin ka talaga oo! nagbasa na nga ng blog ko naokray pa.
Wednesday, September 3, 2008
Today is our 9th month as husband and wife!
No going out on a date will happen tonight. Well, obviously hubs is in another continent, so no chance on a date tonight! But what I am really wishing and hoping for is that he be here with me on our first year anniversary. And looks like it will come true. Although just barely. For hubs will be arriving in time for my birthday but is scheduled to return to ship either on the 2nd or 3rd of December. Oh please just not on the 2nd!!! I really want for us to be together on December 2.
Sunday, August 31, 2008
Konting kwento lang yan. Pasakalye baga para lang masabi ko na bumili ako kanina ng kumporter. Malaki na. At kasabay ng pagbili ko ay ang usal na sana naman pag magkatabi kami wala ng hilaan at agawang kumot na mangyari.
Hongkong of course because Disneyland is there. It has been a childhood dream to go to Disneyland. And eventhough I am an adult now the dream is still there. Plus all those shopping plazas!
Ho Chi Minh because Vietnam has been one of our like-to-go-there country. We would like to see the remnants of war. And explore how the country has bounced back from its past.
Kota Kinabalu for the virgin coral reefs, paradise islands and long sandy beaches. And of course, the mighty Mount Kinabalu.
Macau for its old churches and ancient temples. It is also the casino capital of Asia.
Bangkok touted as the Venice of the East. For its rich culture and for being a shopping haven!
But...there is a but here...all the dreaming and the planning did not push through. I had to open my big mouth and ask hubs where he wants to go. And that is when he put his foot down and decided that international travel is not for us at this time.
So this year, we are going local once again. Destination? Probably Guimaras.
Sunday, August 24, 2008
And the argument? Forgotten!
Thursday, August 21, 2008
Friday, August 15, 2008
~Start copying here (no need to right click the image)~Credits: Paper & Elements Created by Kim Jensen / Layout by JennyL
1. Don’t remove the credits when you post the image.
2. Please link back to the person who tagged you
3. If you have more than one blog, please post this to all of your blogs so your other blogs can be listed to the master list too
4. You need to pass this tag to many friends you think loves shopping.
6. Enjoy Shopping !!!
SHOPAHOLICS : 1.) A Slice of Life 2.) Jenny Said So 3.) Simply Jen 4.) This and That 5.)Bargain.Sales.Deals. 6.) Me and Mine 7. ) Little Peanut 8.) Creative in Me 9.) Pea in a Pod 10. The Shopaholic in Me 11.) Life's Simple Pleasures 12.) My Planet Purple 13.) Women With Xtarordinary 14.) Women With Extraordinary Life 15.) Princess Vien 16.) Me, Myself and I 17.) Feeling 18.) after the i do
end copying here}thanks to sis joanne for this tag!i am tagging my fellow shopaholics.. all pinay bloggers!
Saturday, August 2, 2008
Anyways, whenever I attend fiestas, I always like eating asado so I thought maybe I should practice cooking one. And so I did.
I know that plating is an important aspect of food serving. And I also know that I still have a lot to learn about it, as I'm still a newbie. I hope that someday soon, I'll be able to cook something yummy and plate it splendidly as well!
Wednesday, July 30, 2008
Friday, July 25, 2008
So what is a resort condo hotel? In a nutshell, I would have to say that it is a condo which can be rented out like in a hotel with a resort vibe to it. Clear? Well, I don't know how to fully explain it. But they say that it is totally different from a time-share because here you hold the condo title unlike in a time-share. Although you can choose not to enroll it in their program and make it your home. (I think, it would be better to have it enrolled and rented out, then it becomes a business as well. Your investment is earning for you.)
Wow! Living in a place this nice! Wow! (can you see by now how excited I am?)
This is how a 1 Bedroom loft would look like. Construction is still underway. I can't wait to see it when it is completed already. Although by then the prices may be sky high already and we probably could not afford it. (".)
When I was younger I disliked my name. Maria Carla was often mistaken for Maria Clara. And I'd often be the butt of jokes because of it. (fyi, the ladylove of Jose Rizal's famous novel, Noli me Tangere, was named Maria Clara) I also disliked my surname. I don't know why, I just do. But as I grew older I learned to love my name. I like my name's meaning. Pure Strength. Plus my surname is also synanymous to strength. I guess I've lived up to my name because believe that I'm a very strong person.
Although I love my name, I hate it when people call me differently. Earlier today, when I got my postal ID, lo and behold, Maria Clara was written on that little piece of paper. Hmp! Another mistaken identity.
Thursday, July 24, 2008
Hubs and I have already agreed that we don't want to be a burden to anybody when we grow old so as early as now we are already saving for our retirement. But through this book I have learned that the amount we have agreed upon is too little. We need to increase our retirement fund! Bo's recommendation is 20% of the salary should directly go to the retirement fund. Can we do this? We still have to discuss this, most probably when hubs goes home. But right now, I am sticking to the amount we've agreed upon.
Did you know that among all the senior citizens and retirees only 2% is able to look after themselves without asking support from loved ones? Yup! A measly 2%! Imagine that! 98% are dependent upon others for the food they eat, the medicines they drink, etc... What if there is no one to take care of you? Or what if your loved ones have no means to support you? What will happen? I guess, that's why there are so many elderly out on the streets still working even if they have passed their prime already. I always feel sorry for the lola (grandma) I see on the road selling newspapers. Or the lolo (grandpa) calling out to passengers to ride the jeep. They are weak and frail but they continue working. Why? Because they did not prepare for their retirement.
That's why while we are still able to work and earn hubs and I are saving for our retirement already.
Friday, July 18, 2008
1.) Fine: This is the word women use to end an argument when they are right and you need to shut up..
2.) Five Minutes: If she is getting dressed, this means a half an hour. Five minutes is only five minutes if you have just been given five more minutes to watch the game before helping around the house.
3.) Nothing: This is the calm before the storm. This means something, and you should be on your toes. Arguments that begin with nothing usually end in fine .
4.) Go Ahead: This is a dare, not permission. Don't Do It!
5.) Loud Sigh This is actually not a word, but is a non-verbal statement often misunderstood by men. A loud sigh means she thinks you are an idiot and wonders why she is wasting her time standing here and arguing with you about nothing. (Refer back to #3 for the meaning of nothing.
6.) That's Okay: This is one of the most dangerous statements a woman can make to a man. That's okay means she wants to think long and hard before deciding how and when you will pay for your mistake.
7.) Thanks: A woman is thanking you, do not question, or Faint. Just say you're welcome.
8.) Whatever: Is a women's way of saying F*** YOU!
9.) Don't worry about it, I got it: Another dangerous statement, meaning this is something that a woman has told a man to do several times, but is now doing it herself. This will later result in a man asking 'What's wrong?' For the woman's response refer to #3
Tuesday, July 15, 2008
Anyways, here are a few stars and what they craved for.
Madonna was into eating poached eggs when she was still carrying Lourdes.
Jessica Alba craved for ham and chees sandwiches. Classic american choice right?
Bread, salt and pickles an unlikely combination was what Halle Berry ate during most of her pregnancy.
Sweet cupcakes is the food of choice for Katie Holmes.
Gwyneth Paltrow was into snacking on banana toffee pie.
A breakfast treat, frosted mini wheats cereal was what Debra Messing ate for most of the 9 months she was pregnant.
Well, what these stars craved for where ordinary, normal food. But there are those who's craving are really unusual and hard to find. Like maybe a blue banana? Haha! Does one even exist? But hey, give the pregnant lady what she's craving for...
Friday, July 11, 2008
Now that I am married, hubs is teaching me to spend things for myself guilt-free. (to a certain degree)
I'm so lucky to have a husband like him!
So moments like this I want my hubs to be beside me to hold my hand and comfort me.
Wednesday, July 9, 2008
We do hope that this continues to be a productive biz for us because we are really trying to save money. We have a lot of plans ahead of us.
Tuesday, July 8, 2008
I have always disliked cooking. Having to chop all the ingredients. Onions making me cry. Oil accidentaly spilling when frying. But most of all smelling meat/chicken while it's raw. I don't know but somehow these smells always make me want to throw up. And now, here is hubs asking me to please learn to cook...
So learn I did. The very first viand i cooked? Vietnamese chicken curry. I had to search the net for a recipe for this. But since I have always loved the taste of curry and hubs does not know how to cook it I knew this was the perfect choice for a first cooking lesson. He couldn't tell me to do this or that because he himself does not know how to. Haha!
It turned out ok. Although there was a little bit of leftover. But since by the next day we still ate it, I would have to say job well done!
How hard is it keeping a long distance relationship? Very!
But inspite of the distance, we are happy to be married!